Spending Accounts

Group spending accounts offer a cost-effective solution for employers to extend medical and dental benefits to their employees. These accounts provide tax-free reimbursement for eligible health-related expenses that go beyond the standard benefits, delivering value to both employees and employers.

Health Care Spending Account (HCSA)

A Health Care Spending Account (HCSA) is your ally when it comes to covering health and dental expenses not covered by your regular benefit plans. Here are the key points:

• Double Coverage: If you’re fortunate enough to have benefits from two group plans, remember to claim expenses through both plans before tapping into your HCSA.
• Eligible Expenses: To qualify for HCSA reimbursement, your expenses must align with the Canada Revenue Agency’s Medical Expense Tax Credit program. It’s essential to sign up for Electronic Fund Transfer (EFT) via the Plan Member Online Claims site for seamless reimbursements.
• Submission Options: Whether it’s through the user-friendly online claims site or a good old-fashioned paper form, we’ve got you covered. Forms are conveniently available via the links below. Long term disability provides income supplementation.
• Frequently Asked Questions

Personal Spending Accounts (PSA)

A Personal Spending Account is a spending account funded by your employer that you can use to pay for a range of personal wellness related expenses not covered by your group plan or provincial health plan.

• Frequently Asked Questions
• Eligible expenses