Term Life Insurance
Affordable protection when you need it
Lifetime Term Insurance provides affordable flexible coverage for a specific period of time.
Our Lifetime Term products are designed to offer you and your family affordable protection now, with the flexibility of renewing or converting to a permanent plan without evidence of insurability in the future.
There are three variations of Lifetime Term Insurance, these plans consist of Term 10, 15, 20, 25, 30 or Term to Age 80 Renewable and Convertible Term Insurance.
Lifetime Term
10, 15, 20, 25, or 30
Can be renewed every 10 years after the initial term until age 85 with the final renewal to age 100 of the life insured, after which the insurance coverage continues for life with no additional premiums.
Lifetime Term
to Age 80
Premiums remain level until age 80, and the coverage can be renewed until age 100, after which the insurance coverage continues for life with no additional premiums.
Lifetime Term
to Age 100
Premiums remain level until age 100, and coverage continues for life thereafter.
Rider Options:
Accidental Death Benefit, Child Protection Rider, Child Critical Illness Rider, Disability Waiver of Premium Benefit, and Mortgage Protection Benefit.
Ready to talk?
Your insurance broker can provide a customized plan and quickly answer all your questions.