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Disability

Disability Insurance provides essential support for employees facing prolonged periods of non-work-related illness or injury. When individuals are unable to work due to a totally disabling condition, the DI Plan offers a monthly income benefit.

Long Term Disability (LTD)

Long term disability provides income supplementation to employees who are unable to work due to a disability or severe illness. All of the following forms must be submitted when a claim is filed. All claim forms must have the handwritten signature of the person responsible for completing the form.

Short Term Disability (STD)

Short-Term Disability Insurance provides income replacement for individuals who are temporarily unable to work due to illness or injury. All of the following forms must be submitted when a claim is filed. All claim forms must have the handwritten signature of the person responsible for completing the form.

Waiver of Premium (WOP)

The Waiver of Premium benefit allows the premium payor to stop paying for Life Insurance, Accidental Death and Dismemberment and Critical Illness premiums in the event of a disability. Only submit these forms if you are not already submitting a claim for disability benefits.

Supplementary disability forms